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Old 05-16-2008, 05:24 PM   #11

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Old 05-16-2008, 10:11 PM   #12

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Quote:
Originally Posted by mh0825 View Post
yup ^^

heres a strange one, i live in the ghetto right, the gas sation here closest to my house is 3.69 for reg paying cash OR 3.74 paying with a credit card, thats crazy right? lol
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Old 05-17-2008, 09:36 AM   #13

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Quote:
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3.69 for reg paying cash OR 3.74 paying with a credit card, thats crazy right? lol
No, not really. Everyone who accepts credit cards for payment, are called merchants. Merchants PAY a small percentage (and/or a small fee) [like paypal] for the privilege of offering pay-with-CC.

For easy theory & math, assume that for every $40 USD the merchant pays the CC's 30 cents, plus 1.5%. That's 90 cents. So, you got $40 worth of fuel, and they got $39.10. this is not their profit! Their profit is probably 5% off the top, so say $2. So really, instead of getting $2 from you, they get $1.10.

So, if they offer gasoline for 5 cents off per gallon, provided you use CASH, then in ten gallons (@ $4 a gallon) YOU save 50 cents, while THEY make 40 cents more than if you had used your Credit/Debit card.

ALL FIGURES ARE NOT EXACT, BUT DARN CLOSE.

So, to put it another way... If their mark-up is 5%, and they pay 1.5% for accepting CC, their profit isn't 5% after all. (It's 3.5%)
One way for them to increase the 3.5% to 4% is to offer a discount for NOT having to pay their merchant fees on the transaction.
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Old 05-19-2008, 03:37 AM   #14

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its $3.89 here in Ohio

I filled up our CR-V and used my fuel perks from Giant Eagle. I had built up $1.20 off on my fuel perks so I filled up at $2.69 a gallon instead.
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Old 05-19-2008, 05:47 AM   #15

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Old 05-19-2008, 07:21 AM   #16

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Old 05-19-2008, 07:53 AM   #17

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Old 05-19-2008, 12:36 PM   #18

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Quote:
Originally Posted by RedMatrix View Post
No, not really. Everyone who accepts credit cards for payment, are called merchants. Merchants PAY a small percentage .....
I know this MANNNN, but really, not many places do that at all.....seriously, they are the only station around that does that, the cheap asses...
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Old 05-19-2008, 12:41 PM   #19

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It's supposed to be against the law to charge a different price for credit and cash.
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Old 05-19-2008, 02:49 PM   #20

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The Citgo on Moore's Ln. in New Castle apparently doesn't know this law Baldi...lol
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